Insurance subject is very vast, It means insure & assure your valuables, health and most important Life :
Health Insurance used to be part of General Insurance, but as the times have change the human life style has also changed. Health is a very important factor. Insuring ones health was not taken seriously. Stressful and high life style has made people realise the importance of health and hospital expense, which drained out many people’s wealth and brought grief to family members. Insurance Regulator gave Health Insurance Significance and as a result there are stand-alone Health Insurance companies, who provide cover to all age group of people (Age 0 to 100) with cashless facility.
Medical emergency come unannounced; YOU DESERVE THE BEST HEALTHCARE !!! NEVER COMPROMISE.
Health Insurance is Indemnity based policy. It protects you from unexpected, high medical costs. Not having adequate health insurance not only leads to financial drain but also affects the entire family emotions. Health Insurance is solution of uncertainties & risks those are prevalent & ever pervading in human life. It offers you the liberty to lead the life of your choice & stay worry free always.
HEALTH INSURANCE DOES COSTS MONEY BUT NOT HAVING ONE CAN COST YOU SEVERAL TIMES MORE.
GENERAL INSURANCE MEANS A RISK COVER FROM PIN TO AEROPLANE, few of them are :
This insurance cover is to be taken by people having ownership of the property/Asset, having insurable interest. This policy reimburses cost of repairs/replacement due to Fire & Special Perils, means fire due to any reason and Earthquake, Flood/Strom, Gods Act etc.
The losses which can affect the normal travel plan of Individual, family and student. This is normally taken by a person travelling Foreign Country as it has become compulsory at the time of Visa Application and most importantly it helps in illness during our stay aboard.
Today mishaps are very regular, this policy is very appropriate for working class, as they have to travel from home to work place by various modes of transport. It covers all types of disabilities, weekly compensation for 52 weeks during your absenteeism from work due to accident.
Motor car/Two wheeler/ Commercial vehicles are mandatorily insured. This policy helps in claiming repairs/replacement cost due to any accidental damage to vehicle, third party, third party property.
Financial Liability occurring in normal course of business, due to fire/machinery breakdown etc.